Comprehensive Home Warranty  2024

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Own Your HomeBuying/Selling Home

  • Freequently Asked Questions

    What is a home warranty?

    • A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear.

  • How does a home warranty differ from homeowner’s insurance?

    • Homeowner's insurance covers damage from unexpected events like fires, floods, or theft, whereas a home warranty covers repairs and replacements of home systems and appliances due to normal usage.

  • What does a home warranty typically cover?

    • Coverage varies by plan but often includes systems like HVAC, electrical, plumbing, and appliances such as refrigerators, dishwashers, and ovens.

  • What is not covered by a home warranty?

    • Most warranties do not cover pre-existing conditions, improper maintenance, cosmetic defects, and certain items like pools or spa equipment unless additional coverage is purchased.

  • How much does a home warranty cost?

    • The cost varies but typically ranges from $300 to $600 per year, with service call fees between $50 and $125 for each repair or replacement.

  • How do I choose the right home warranty plan?

    • Consider the age and condition of your home systems and appliances, compare coverage options, read reviews, and understand the terms and exclusions of the contract.

  • How do I file a claim with my home warranty provider?

    • Contact your warranty provider via phone or online, provide details about the issue, and a service technician will be scheduled to diagnose and fix the problem.

  • Are there limits to the coverage provided by home warranties?

    • Yes, most plans have annual limits on the amount they will pay for repairs or replacements, and some items may have specific coverage caps.

  • Can I transfer my home warranty to a new owner if I sell my house?

    • Many home warranties are transferable to new owners, which can be a selling point for your home. Check your contract for specific terms and conditions.

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    Frequently Asked Questions

    What is a home warranty?
    A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear.

    How does a home warranty differ from homeowner’s insurance?
    Homeowner's insurance covers damage from unexpected events like fires, floods, or theft, whereas a home warranty covers repairs and replacements of home systems and appliances due to normal usage.

    What does a home warranty typically cover?
    Coverage varies by plan but often includes systems like HVAC, electrical, plumbing, and appliances such as refrigerators, dishwashers, and ovens.

    How do I file a claim with my home warranty provider?
    Contact your warranty provider via phone or online, provide details about the issue, and a service technician will be scheduled to diagnose and fix the problem.

    Are there limits to the coverage provided by home warranties?
    Yes, most plans have annual limits on the amount they will pay for repairs or replacements, and some items may have specific coverage caps.

    Can I transfer my home warranty to a new owner if I sell my house?
    Many home warranties are transferable to new owners, which can be a selling point for your home. Check your contract for specific terms and conditions.

    What factors should I consider before purchasing a home warranty?
    Evaluate the age and condition of your home’s systems and appliances, the cost of the warranty, the coverage limits, the reputation of the provider, and the specifics of what is covered and excluded in the plan.

    How do I choose the right home warranty plan?
    Consider the age and condition of your home systems and appliances, compare coverage options, read reviews, and understand the terms and exclusions of the contract.

    What is not covered by a home warranty?
    Most warranties do not cover pre-existing conditions, improper maintenance, cosmetic defects, and certain items like pools or spa equipment unless additional coverage is purchased.

    How long does a home warranty last?
    Most home warranty plans are annual contracts, but some providers offer multi-year plans. The duration and terms of renewal can vary by provider.